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Head of Legal / Sole Counsel

BCL Legal
Liverpool City Region · posted 20 August 2026
Location
Liverpool City Region, England
Category
Legal

Head of Legal - Consumer Credit & Financial Services

Merseyside (4 days per week office based)

An established, highly successful UK financial services business is seeking an experienced in-house lawyer to lead legal support for a growing division serving thousands of SME customers.

This is a broad, commercially focused leadership role offering significant autonomy, direct exposure to senior executives and the opportunity to shape legal strategy within a business undergoing an exciting period of growth and transformation.

You will act as the principal lawyer for a sizeable business unit, partnering closely with operational, commercial and regulatory stakeholders.

The role

You'll provide pragmatic, hands-on legal advice across a diverse range of commercial and regulatory matters, including:

  • Advising on regulated and unregulated consumer credit products
  • Supporting FCA-regulated businesses operating within consumer finance markets
  • Drafting and negotiating a wide range of commercial agreements
  • Advising on financial promotions, Consumer Duty and customer communications
  • Supporting the launch and development of new products and services
  • Providing day-to-day legal support to senior management teams and boards
  • Leading data protection matters and acting as Data Protection Officer
  • Managing external counsel where required

This is a genuinely varied role suited to someone who enjoys operating as a trusted adviser embedded within the business.

About you

We're keen to speak to lawyers who have:

  • 5+ years' PQE (guideline only)
  • Strong in-house legal experience
  • Cconsumer credit experience, including exposure to the Consumer Credit Act
  • Experience advising FCA-regulated businesses
  • Excellent commercial contracts drafting and negotiation skills
  • Strong stakeholder management skills with the confidence to advise senior executives
  • A pragmatic, solutions-focused approach

Experience within payments, merchant services, lending, equipment finance, financial services or fintech environments would be particularly valuable.

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