Paraplanner

Paraplanner Location: Burnham-on-Sea Working Hours: 37.5-hour working week, Monday to Friday (08:45 am 5:15 pm) with 1-hour lunch break Salary: £26,000 £35,000 (depending on experience and qualifications)

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The Role
Our client is dedicated to helping clients achieve their financial goals through personalised planning and advice. They pride themselves on the quality of their advice, superior client outcomes, and building a strong, successful business founded on trust and professionalism.
They are seeking a Paraplanner to support the delivery of high-quality, client-focused financial planning. You will work closely with advisers to develop, maintain and evolve lifetime financial strategies for clients.
This role goes beyond traditional report writing, contributing directly to the design, analysis, and ongoing refinement of financial plans. The ideal candidate will be genuinely focused on paraplanning and technical financial planning, with no desire to move into an adviser role.
You will be instrumental in developing advice alongside the adviser rather than simply taking instructions and producing reports. You will be expected to bring your own technical expertise and judgement to the planning process, becoming a trusted point of reference for complex technical queries and challenging client scenarios.
This role may also involve supporting or conducting client meetings in the advisers absence, where appropriate, and providing technical input across more complex areas of financial planning.
Key Responsibilities
Financial Planning & Strategy
Analyse client circumstances, objectives and financial position to support the development of holistic financial plans
Contribute to the design of planning strategies across accumulation, decumulation and protection
Support advisers in creating sustainable, long-term financial plans aligned to client goals
Take an active role in designing recommendations alongside advisers, using your own technical knowledge and judgement
Assist in stress testing plans against risks, life events and changing circumstances with cashflow modelling
Provide technical input on complex planning scenarios and act as a trusted technical resource within the team
Research and Analysis
Conduct detailed research across investments, pensions, protection and tax planning solutions
Compare providers, products, charges and outcomes to support suitable recommendations
Maintain a strong understanding of market developments, legislation and best practice planning approaches
Research and provide technical guidance on more complex areas, including Trusts, Business Relief (BR) qualifying investments, VCTs and evolving pension legislation
Suitability & Report Writing
Prepare high-quality, compliant and client-friendly suitability reports
Clearly articulate the rationale behind recommendations in a way that supports client understanding and confidence
Ensure consistency, accuracy and clarity across all written outputs
Use your technical understanding to challenge, develop and strengthen recommendations where appropriate, rather than simply documenting adviser instructions
Ongoing Planning Support
Support ongoing client reviews by analysing progress against financial plans and identifying required adjustments
Assist advisers in updating strategies in response to client needs, legislative changes or market conditions
Contribute to maintaining long-term client relationships through consistent, high-quality planning support
Support or conduct client meetings in the advisers absence where appropriate
Compliance and Quality Assurance
Ensure all work adheres to FCA regulations and internal compliance standards
Maintain accurate, complete and well-documented client files
Support internal quality checks and respond to compliance feedback where required
Keep up to date with changes in financial services legislation and ensure technical recommendations remain compliant and appropriate
Collaboration & Client Experience
Work closely with advisers, paraplanners and adviser support teams to ensure a smooth and efficient advice process
Support the preparation for client meetings and follow-up actions where required
Help ensure clients receive a clear, professional and consistent experience throughout their journey
Act as a go-to person for complex technical queries and support colleagues with your specialist knowledge
Requirements
Essential
Minimum 1 year experience in a genuine paraplanning or technical financial planning role
Demonstrable experience of actively contributing to the design and development of financial advice alongside an adviser, rather than primarily carrying out administrative duties
Strong understanding of financial planning principles, including pensions, investments and protection
Strong technical knowledge and the confidence to research, analyse and provide solutions to complex financial planning queries
Excellent analytical and research skills
High attention to detail and commitment to quality
Strong written communication skills with the ability to simplify technical concepts for clients
Ability to produce clear, accurate and compliant suitability reports
Strong understanding of FCA compliance requirements and internal standards
Proficient in Microsoft Office and Outlook
Strong team and cultural fit
A genuine long-term interest in developing as a technical paraplanner, rather than progressing into an adviser role
Desirable
Diploma in Regulated Financial Planning (or working towards)
Experience with cashflow modelling and financial planning tools
Knowledge of tax planning and long-term financial strategy design
Knowledge or experience of Trusts, Business Relief (BR) qualifying investments, VCTs and complex pension planning
Experience using Intelligent Office / Intelliflo
Personal Attributes
Personable, professional and team-oriented
Willingness to learn and contribute
Highly presentable with strong interpersonal skills
Confident in discussing complex technical matters and able to communicate effectively with advisers and clients
Proactive and able to use your own initiative when developing financial planning solutions
Ideally looking for a long-term career specialising in paraplanning and technical financial planning
Ideally living within a 10-mile radius / 1520 minute commute
Whats in It For You
23 days holiday plus bank holidays, increasing after 2 years service (+1 day in year 3 and +1 day in year 4)
Fully office-based role with a strong in-office learning culture and collaboration
Regular staff social events
Monthly external coach/counsellor visits for wellbeing support
Staff wellbeing and challenge app with rewards system (vouchers; approx. £150£200 tax-free rewards before Christmas)
Pension scheme: 5% employer contribution, minimum 3% employee contribution
Life cover/death in service at approximately 1x salary
No private medical insurance for general staff
Strong emphasis on development, progression and merit-based growth culture
Discretionary / ad hoc bonuses
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