Residential Mortgage Underwriter

Job Title: Residential Mortgage Underwriter Location: Watford Salary: Confirmed on application Hours: Monday to Friday 9 am to 5.30 pm Benefits: Competitive pension, life assurance, private medical, dental, and eye care 25 days annual leave plus bank/public holidays and annual leave purchase option PerkBox rewards, refreshments, and social/team events Excellent development and career progression opportunitiesAbout the position of Residential Mortgage Underwriter: This is a great opportunity for an experienced Residential or Second Charge Mortgage Underwriter to join an intermediary-only specialist lender. Our client will consider candidates from specialist, prime or high-street lending backgrounds, with both current and previous underwriting experience considered. You must have strong manual underwriting experience and have held an underwriting mandate/delegated authority. This is an excellent opportunity to bring your existing underwriting experience into a growing specialist lending environment. Responsibilities for the role of Residential Mortgage Underwriter: Underwrite applications in line with company policy, underwriting criteria and risk appetite Assess borrower circumstances, affordability, supporting documentation and overall credit risk to make sound lending decisions Manage a pipeline of cases from application through to completion Provide clear, concise and accurate updates to brokers throughout the u...